When a client pays late, freelancers can use a Rolex as collateral to cover...

https://www.bookmarkzoo.win/when-a-client-pays-late-a-freelancer-may-need-cash-before-the-next-gig-starts

When a client pays late, freelancers can use a Rolex as collateral to cover rent or gear without selling it. A lender can evaluate the watch in under an hour, turning a luxury asset into short-term cash while the next invoice clears.