Planning for a big family bill? Keep separate savings pots for the cost and...

https://cristiansinspiringjournals.rivetgarden.com/posts/is-three-months-of-expenses-enough-for-a-family-with-irregular-income

Planning for a big family bill? Keep separate savings pots for the cost and your emergency buffer. Stress-test your budget with an awkward month, such as a car repair or reduced pay, so you know what you can afford before committing.