Pay-by-phone lets you make digital purchases quickly by charging them directly...

https://city-wiki.win/index.php/Fingerprint_Payment_vs_Saved_Card:_Which_Do_People_Trust_More%3F

Pay-by-phone lets you make digital purchases quickly by charging them directly to your phone’s monthly bill or prepaid credit. It’s a simple way to pay without needing a card or bank account, making checkout smoother and hassle-free on any device.