Most Homeowner Policies Exclude Mold Unless a Sudden Covered Event Triggers Damage
https://urgentmoldsatx-emergency-satx-78215-9379.urbanvellum.com/posts/microbial-proliferation-accelerates-dramatically-during-first-72-hours-after-water-exposure
Most homeowner insurance policies do not cover mold removal unless the mold resulted from a sudden, covered peril such as a burst pipe or storm damage